Find out why most brokers and policy holders choose Independent Loss Adjusters as their UK Loss Adjuster following Theft.
Theft at Home or Work...
Theft insurance is designed to protect you if someone steals your personal property, such as your car, jewellery, or electronics. If you experience a theft, you will need to file a claim with your insurance provider and provide documentation to prove the theft occurred and that you owned the stolen items.
When an item is damaged by fire or water, it is often still present and can be used as evidence to support a claim. In the case of theft, however, the item may be completely gone and there may be no physical evidence left behind.
This is why presentation, validation, collection, and preservation of evidence is so important when making a theft claim. Without evidence to support your claim, it may be difficult to convince your insurance provider that a theft occurred and that you are entitled to compensation.
Some steps you should take to help ensure a successful outcome for your theft claim include:
- File a police report as soon as possible after the incident is discovered.
- Locate and secure any documentation you have that can help prove the theft occurred, such as CCTV, witness data, receipts or photographs.
- Preserve any physical evidence that may exist, such as broken locks or windows.
- Read your policy carefully to make sure you have an understanding of the terms and conditions before you notify your insurer.
- Speak to ILA and consider appointing your own Loss Adjuster to assist in presenting your claim to Insurer.
We believe that everyone should have their own Independent Loss Adjuster when they suffer an insured loss or damage.
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